Free tool
Church Starter Budget Tool
Enter conservative monthly numbers and watch the annual picture assemble itself. The categories match the starter chart of accounts used across our guides. Every church's percentages differ honestly; what matters is that the board adopts a budget, the treasurer reports against it, and reserves grow on purpose.
Monthly income
Monthly expenses
An educational planning aid, not financial advice. A commonly used cushion is holding two to three months of expenses in reserve; your board should set its own target.
The budget is one page of the treasurer system
The Church Formation Kit adds the chart of accounts, count sheets, giving receipts, monthly close checklist, and the rest of the formation path. $249, one time.
Get the Formation Kit